The “Apni Chhat Apna Ghar” scheme, launched by Chief Minister Maryam Nawaz Sharif, is a significant initiative aimed at providing affordable housing to the residents of Punjab. This program is part of the government’s efforts to ensure that every citizen has a home. The scheme offers an easy online registration process, making homeownership more accessible to everyone.
If you want to apply for the Apna Ghar scheme online registration 2024, follow the steps outlined below. Don’t miss this chance to make your dream of owning a house a reality.
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Advantages of Apni Chat Apna Ghar
The Apni Chhat Apna Ghar Scheme, started by the Government of Pakistan, is designed to give 100,000 affordable homes to people in Punjab. This scheme is especially for those who can’t build their own houses due to money problems. The Punjab government is offering a loan of 15 lakh rupees to help people build these homes. The scheme will be completed in three phases over four and a half years.
Here are the main goals of the Apni Chhat Apna Ghar Scheme:
- Better Living Conditions: To provide improved living spaces for low-income families.
- Access to Basic Services: To ensure families have access to water, sanitation, and electricity.
- Community Growth: To support the development and growth of communities.
- Reducing Overcrowding: To address issues of overcrowding and the development of slums.
- Community Safety: To enhance the safety and well-being of communities.
- Job Creation: Building 100,000 homes will create around 500,000 jobs, helping the local economy.
Steps to Apply for the CM Punjab Apna Ghar Scheme
1. Visit the Official Apna Ghar Scheme Portal
To start your application, visit the official Acag.punjab.gov.pk Apna Ghar scheme website. The portal is user-friendly and provides all the information you need to apply.
2. Register on the Portal
Click on the registration option and enter your personal details, such as your name, CNIC number, and contact information. Make sure to provide accurate information to avoid any issues with your application.
3. Complete the Application Form
After registering, you’ll need to fill out the online application form. This form will ask for details about your family, income, and the type of house you need. Accurate and precise information will increase your chances of qualifying for the scheme.
4. Submit Your Application
Once you’ve completed the form, review all the details to ensure there are no mistakes. Then, submit your application. You’ll receive a confirmation message via SMS or email, confirming that your application has been successfully submitted.
5. Track Your Application Status
You can log back into the portal at any time to check the status of your application. This feature allows you to stay informed about the progress of your application, providing peace of mind.
Eligibility Criteria for Apna Ghar Scheme Online Registration
To qualify for the Apna Ghar scheme, you must meet the following eligibility criteria:
- Head of Family: The applicant must be the head of the family as per NADRA records.
- Permanent Resident: The applicant must be a permanent resident of Punjab as per their CNIC.
- Land Ownership: The applicant must own and possess land measuring up to 5 Marla in urban areas or up to 10 Marla in rural areas in Punjab.
- No Criminal Record: The applicant should not have a criminal record or be convicted of anti-state or heinous crimes.
- No Loan Defaults: The applicant should not be a loan defaulter of any financial institution or bank.
- NSER Registration: The applicant should be registered with the National Socio-Economic Registry (NSER) and have a PMT score of 60 or less.
Contact Information
If you encounter any issues or have questions about the application process, you can contact the Apni Chhat Apna Ghar helpline:
- Phone Numbers: 042-99213419, 042-99213428, or 0800-09100
- Official Website: acag.punjab .gov.pk
- Email: info@phata.punjab.gov.pk
The helpline is available to assist you and provide answers to any queries you might have.
District Wise Quota of Loans for Apni Chat Apna Ghar Scheme
| Sr. No. | Zone | PHATA Region | Districts | Loan Distribution | PHATA Region wise Units | Packaging |
|---|---|---|---|---|---|---|
| 1 | Center | Bhakar | Bhakar | 283 | 1913 | 4423 |
| 2 | Khushab | 243 | ||||
| 3 | Layyah | 366 | ||||
| 4 | Mianwali | 307 | ||||
| 5 | Muzaffargarh | 714 | ||||
| 6 | Faisalabad | Chiniot | 313 | 2511 | ||
| 7 | Faisalabad | 851 | ||||
| 8 | Jhang | 451 | ||||
| 9 | Sargodha | 520 | ||||
| 10 | Toba Tek Singh | 376 | ||||
| 11 | North | Lahore | Gujranwala | 657 | 5804 | 8003 |
| 12 | Hafizabad | 302 | ||||
| 13 | Kasur | 484 | ||||
| 14 | Lahore | 1690 | ||||
| 15 | Nankana | 314 | ||||
| 16 | Narowal | 357 | ||||
| 17 | Okara | 518 | ||||
| 18 | Pakpattan | 401 | ||||
| 19 | Sheikhupura | 512 | ||||
| 20 | Sialkot | 570 | ||||
| 21 | Rawalpindi | Attock | 287 | 2198 | ||
| 22 | Chakwal | 263 | ||||
| 23 | Gujrat | 466 | ||||
| 24 | Jhelum | 225 | ||||
| 25 | Mandi Bahauddin | 358 | ||||
| 26 | Rawalpindi | 600 | ||||
| 27 | South | Bahawalpur | Bahawalnagar | 454 | 1684 | 5074 |
| 28 | Bahawalpur | 517 | ||||
| 29 | Rahim Yar Khan | 714 | ||||
| 30 | Multan | DG Khan | 498 | 3390 | ||
| 31 | Khanewal | 458 | ||||
| 32 | Lodhran | 380 | ||||
| 33 | Multan | 726 | ||||
| 34 | Rajanpur | 368 | ||||
| 35 | Sahiwal | 443 | ||||
| 36 | Vehari | 517 | ||||
| 17500 | 17500 | 17500 |
Key Highlights of the Apna Ghar Scheme
- Government Initiative: CM Punjab, Maryam Nawaz, launched to provide affordable housing.
- Online Registration: Easy and accessible through the official website Acag.punjab.gov.pk official website.
- Eligibility Criteria: Specific requirements must be met, including land ownership, NSER registration, and more.
- Support: Dedicated helpline and email support are available for applicants.
Who can apply for the Apna Ghar scheme?
Only residents of Punjab who meet the specified eligibility criteria can apply.
How can I apply for the Apna Ghar scheme online?
You can apply by visiting the Acag.punjab.gov.pk Apna Ghar scheme online portal and following the registration process outlined above.
What should I do if I encounter issues during registration?
If you face any issues, you can contact the helpline at 042-99213419, 042-99213428, or 0800-09100 or email at info@phata.punjab.gov.pk.
How do I track my ACAG application status?
You can track your application status by logging into the portal using your credentials.
Is there any fee for the Apna Ghar Scheme application?
No, there is no fee for applying to the Apna Ghar scheme.
Conclusion
The CM Punjab Apna Ghar scheme is a fantastic opportunity for those looking to own a home in Punjab. With a straightforward online registration process and dedicated support, the government is committed to helping you achieve your dream of home ownership. Apply today via the Acag.punjab.gov.pk official website and take the first step towards securing a safe and affordable home for your family.